关键词：中国民生银行 社区银行 客户
Abstract：With the continuous development of China's financial market, in pursuit of greater market share while improving operating efficiency and competitiveness with other colleagues, many domestic banks are seeking new channels to achieve the purpose of business expansion and to solicit depositors. Community Bank is such a new channel model, such a model is commonplace in foreign countries, but in China it is a relatively new development. Therefore, the development of community banks in China are bound to be flaws. Through the study of the Minsheng Bank Community Bank of China, at home and abroad to learn through literature with their internship experience in the bank discovered the lack of Minsheng Bank, a community bank that exists, including (1) Community Bank "grab" branch customers, repeat sales waste of resources (2) services is limited, can handle the business over a single (3) professional quality needs to be improved (4) the ability to control the risk is not high and find their solutions. Minsheng Bank eventually develop a deep understanding of community banks.
Key words：Community Bank CMBC customer